Consumer Credit Models

用户信用建模书。Consumerlendingisthesleepinggiantofthefinancialsector.Thegrowthinconsumercreditoverthelast50yearsistrulyspectacular.Themarketplacefortotalretailbankingandconsumerlendingisenormous;itexceedscorporatedebtbymorethan50%inmanycountries.ItwasonlywiththeUSsub-primemortgagecrisis